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The PROES Insurance Blog


I thank you for your assistance in signing me up for insurance through the Affordable Health Care Act.  As a 62-year-old woman with no health insurance...
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You guys are amazing.

My husband and I are very, very grateful of all your help...
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Dear Dana and Micky,
Thank you again for putting my dad and me in touch with Pam Evans of Star Benefit.  Pam was extremely generous in sharing her Medicare expertise and experience...
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July 14, 2014

Protect your family from identity theft after a tornado

PROES, Inc. TornadoAt this time of year, itís common to see news reports with video footage of tornadoes touching down, destroying communities, and wreaking havoc with peopleís lives. Unfortunately, each year tornadoes cause roughly $400 million in damages.

Iíve been fortunate; Iíve never personally experienced the devastation of a tornado. I canít imagine how difficult it is for people to get their lives back on track after they lose everything. Thereís so much for them to think about when trying to rebuild their lives.

If physical property, such as a house or car, is destroyed, people usually know they need to talk to representatives of their insurance company, their financial/lending institutions, etc. But what about identity theft? Financial information, along with other personal belongings, could be scattered for miles.



July 8, 2014

Do I Need Renter's Insurance?

Though it isnít required by law, renterís insurance is important because it protects your propertyófurniture, clothes, gadgetsóin case of damage or theft. It also covers temporary housing and liability protection or damages due to negligence. For example, if someone slips on the ice outside your door and necessitates immediate medical attention, your insurance will coverhis or her checkups and medication. Should that person decide to sue you, your renterís insurance policy has you covered.

So what exactly will your policy cover?

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